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Is Card Processing Expands Business?

July 2, 2016 | Author: | Posted in Banking

Online business have its own complication, and when it possess sales of goods and services on international level all you need is international credit card. Much convenient way to accept payment who have routine travels to abroad. It’s an essential equipment for your business to extend the company and range of customers. Card proves the part of business whether to arrange for booking hotels, tickets, making payments etc. Once business started accepting card payment you will notice incredible changes in improvement of sales and profits.
There are two ways to accept credit cards for your business.

Opening your own Merchant Account


Using third party merchant account or payment gateways.

It is much easier to get merchant account for accepting card payments. Any business entity whether small or big with poor, satisfied or No credit history can get a vital merchant account or you can opt for third party merchant account services like PayPal and Strip. They also allow merchants to accept credit cards payments on their website without own merchant account.

One you able to take credit cards payment you can accept any kind of payment. You facilitates your customers the most convenient way to pay for the goods and services at anytime, anywhere. Thus expanding your business at international level and enhancing the goodwill of business.

Paying with credit card serves a most convenient way for the customers, as buyers are allowed to spread the payments over the period of time and they can afford to make larger payments and buy expensive goods than they could with cash. While paying with credit card the international dealers find more flexible when the currency is automatically converted in their local currency. Card payment is giving flexible benefits for international and domestic dealers and consumers.

Highly Securable

The credit card possess high level of security, when it’s lost or stolen you can file a direct report of the incident and the issuer company will instantly decline the card and provide a new issue. But with cash once lost, it’s gone for whole.

How will you accept credit card without Merchant Account?

Enrolling a third party credit card processor or third party merchant account for a small business is more convenient than setting up own merchant account. These third party merchant account allows you to process customers purchase through an online payment portal. These third party merchant account provider accept credit cards payments on your behalf with a processing fees. Your card will be checked at their end, and will be processed and send you a monthly payment the amount you own. These merchant account do everything for you, and allowing you to focus on the materials things of the business like developing the products, new policies for serving better customers services etc.


Credit card improve the overall productivity and profit of the business and grant you to sale more goods and services across the world. But be aware of fake credit card processing companies, do detail research on the companies and check the hidden fees and condition before applying for any merchant account or third party merchant Account.

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Pratik dharmadikari is the writer of this article and working with IBS Venture Ltd. as marketing manager and exploring the ideas and new up brings in International payment processing, Credit card Processing.

This author has published 4 articles so far.